The Founding 1,000.
Own Gold. Use its Value. Earn more of it with every purchase.
Early access to Parroli. Exclusive Founding Member benefits for five years.
Join the first 1,000 Parroli Founding Members and enjoy up to 5% back in gold, no membership fee for five years, and a 0% Parroli purchase fee on one eligible gold purchase of $5,000–$20,000.
Start with a gold purchase or start with the card underwriting process. Both paths unlock the same Founding Member benefits. Your card’s design and materials reflect your gold ownership tier. The top 1,000 qualified waitlist members will receive priority for Founding Member onboarding, planned for summer 2027.
Enter the waitlist for early access. Takes 30 seconds.
Exclusive for the first 1,000.
The economics of joining early — locked in for five years.
Two ways in. One Founding Membership.
Start with gold or start with the card — both unlock the same Founding Member benefits.
Start with Gold
Own gold. Unlock lower-rate credit.
- Buy $5,000–$20,000 in gold with a 0% Parroli purchase fee on one eligible purchase.
- Access credit up to 65% of your eligible gold’s value.
- Target APR: 8.99%, backed by your gold.
- Your premium metal card arrives shortly after purchase and credit approval.
Start with the Card
Earn gold now. Add gold when you’re ready.
- Apply with no gold purchase required.
- Credit limit based on underwriting. Expected APR: 20%+.
- Your premium metal card arrives shortly after approval.
- Buy gold later to access lower-rate, gold-backed credit and use your 0% purchase fee benefit.
Both paths include the same Founding Member rewards: 5% back in gold on your first $3,000 in eligible spending, then 3% for the remainder of your five-year benefit period.
Lead with liquidity. Use the card as the everyday access layer.
Parroli U.S. Consumer Research — two Pollfish studies, n=360.